Can You Draw Disability and Social Security at the Same Time
In that location is a specific situation in which a person may receive both types of benefits at the same time, addressed beneath, but only to bring them up to their full benefit corporeality, non double benefits.
This tin can be a confusing subject area, so we have tried to outline each state of affairs in unproblematic terms below. Some questions from readers have also been answered, but we have closed comments for now every bit our time to answer questions is express. Delight understand that we are not able to accept calls to the office with general questions. You tin press the Ctrl key and the F fundamental to search for a specific topic and find where your question may exist answered beneath.
If you lot are already receiving SSDI disability benefits and approaching retirement age:
If yous are already receiving Social Security inability insurance (SSDI) benefits, you are already receiving your full benefit amount. When yous reach full retirement age, the disability benefits will exist converted into retirement benefits, in the same amount. This happens automatically, when you accomplish your full retirement age. You do non take to do anything to go on receiving your benefits. Nil happens at age 62, because early retirement benefits exercise not apply, since you are already receiving your total benefit. (Notation that this applies to SSDI, not SSI. For SSI, meet below.)
If you took early retirement and practical for disability (before total retirement age):
If you took advantage of early, reduced retirement benefits, which can be washed at historic period 62, and then are approved for disability benefits, this can result in you receiving both retirement and disability benefits for the same time period, to bring you up to your full benefit amount. However, information technology does not upshot in double benefits, just a combination of benefits to bring you upwards to your total benefit amount. The exact amount and timing of your do good increase depends on whether your entitlement to disability benefits is found to take started before or after yous started taking early retirement benefits. Note that because of the five-month waiting menstruation for SSDI, entitlement begins in the 6th total month after the onset of the inability.
If the disability entitlement started before you took early retirement:If the disability entitlement is found to take started earlier you began receiving early retirement benefits, and then the end consequence for your benefit amount volition be the same equally if you had never taken early retirement benefits. You will get the deviation to brand upwards your full benefit, retroactively and going forrard. At total retirement historic period, you will continue to receive your full benefit.
If the disability entitlement started later you took early retirement: If the inability entitlement is found to have started afterwards you began receiving early retirement benefits, then during the period betwixt when the disability entitlement began and total retirement historic period, you will receive your total disability do good amount. Upon reaching full retirement age, the retirement benefit amount will still exist reduced based on the number of months you received early retirement benefits.
If you are past your full retirement historic period and go disabled:
If your inability began afterward you lot reached full retirement age, and so becoming disabled does non make you lot eligible for any additional benefits from Social Security.
If you are already receiving SSI disability benefits and approaching historic period 62:
Since Supplemental Security Income (SSI) benefits are based on fiscal need, one of the requirements of the plan is that you lot use for other benefits that you may be eligible for. That includes early Social Security retirement benefits. So, if you are on SSI disability benefits, Social Security may require you to apply for your early on retirement benefits at historic period 62. However, your SSI benefits volition exist lowered accordingly, since SSI will only bring you up to the full SSI monthly amount ($735 per calendar month in 2017).
Delight Note: We are not able to accept calls with full general questions from exterior the Tampa Bay area. Any answers below are for informational purposes just; they do not plant legal advice and do not constitute an chaser-customer human relationship. Some questions from readers have as well been answered, but we have closed comments for at present every bit our time to answer questions is limited.
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Source: https://brendanconley.com/faq/questions-about-other-benefits-and-income/can-i-receive-social-security-retirement-and-disability-benefits-at-the-same-time/
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